There is nothing more likely to cause instant tension in our house, than when the Greek God(zilla) decides to sit me down for a chat about our joint finances.
The dynamic has certainly shifted between us since I left my full-time job to embark on a freelance, part-time, writing career at home, and we are both a lot more aware of how much we are spending these days.
It’s taken some getting used to not having so much disposable cash to hand, so we are certainly spending more wisely now.
I’ve made a few changes that have made a big difference. Menu planning has been key for me. It forms the basis of our shopping list each week and I very rarely veer away from it.
I’ve also stopped having my hair cut and coloured in a fancy salon every 7-weeks, and invite my sister over to touch up my roots instead.
My clothes are cheaper, my shoes are worn and my bags are last season.
The saving we have also made on childcare costs is by no means insignificant either.
Whereas, the Greek God(zilla) has more patience for shopping around for the best car insurance quotes and electricity providers; and the savvy to find the cheapest credit cards for when something unexpected (expensive) crops up.
Like, when our car kept stalling and we thought it might need a new gearbox. Or, we needed our gutters cleared because water kept making its way into the house. Then there was the time that the Jimmy Choo boots I had been coveting for months went on sale at 50% for 2-days only… and this is where our views on dipping into the emergency fund can sometimes differ!
My feeling is that my credit card can be used to pay for anything I want, so long as I have the means to pay it off when the bill lands on our doorstep at the end of the month.
However, the Greek God(zilla) ignores the softness of the leather and how the boots flatter my calves, and sees only the number glaring back at him on the statement. Steam puffs out of his ears while he moves from room to room, venting about how many pairs of shoes one person needs anyway.
Only one when they are from Jimmy Choo and will therefore last FOREVER.
Anyway, I have stopped doing that now, because he is easier to live with when I am wearing old boots. Besides, now I can call them vintage.
This post was sponsored by Santander, who offers a range of credit cards and loans to help you spread the cost of purchases, emergency or otherwise.